Information and Record Clerks

In most banks, head tellers are responsible for the teller line. They set work schedules, ensure that the proper procedures are adhered to, and act as a mentor to less experienced tellers. In addition, head tellers may perform the typical duties of a teller as needed and deal with the more difficult customer problems. They may access the vault, ensure the correct cash balance is in the vault, and oversee large cash transactions. Technology continues to play a large role in the job duties of all tellers. In most banks, for example, tellers use computer terminals to record deposits and withdrawals. These terminals often give tellers quick access to detailed information on customer accounts. Tellers can use this information to tailor services to fit a customer’s needs or to recommend an appropriate bank product or service. As banks begin to offer more and increasingly complex financial services, tellers are being trained to identify potential sales opportunities. This requires them to learn about the various financial products and services the bank offers so they can briefly explain them to customers and refer interested customers to appropriate specialized sales personnel. In addition, tellers in many banks are being cross-trained to perform some of the functions of customer service representatives. (Customer service representatives are discussed separately in the Handbook.)